Insurance Blog

Assignment of Life Insurance as Collateral

I made this video to provide tips for anyone seeking to get an assignment of life insurance as collateral. Transcript: Assignment of Life Insurance as Collateral If you recently applied for a business loan, especially an SBA loan, you might need to get a life insurance policy. In this video, I'm going to give you […]

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Benefits of Choosing an Independent Life Insurance Agent?

In this video I discuss the benefits of working with an independent life insurance agent. Transcript: Benefits of Choosing an Independent Life Insurance Agent Looking to buy life insurance? Work with an independent agent only. Thats what I'm going to talk to you about in this video. So if you're looking to buy life insurance […]

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Buying Life Insurance Online Made Easy

Tips to Buy Life Insurance Online If you are looking to buy life insurance on line, or get online life insurance quotes this blog post will provide some tips to help make the process easier for you. Before Getting Online Life Insurance Quotes, the first step in figuring out how to buy life insurance online, […]

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Term vs. Whole Life Insurance

I created this video to answer a very common question that people have, which is, should I buy term life insurance or whole life insurance. Unfortunately when you Google 'term vs whole life insurance' you find many different opinions. In this video, I help break it down for you. Transcript: Term VS Whole Life Insurance […]

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Life & Health Insurance Medical Exam: What to Expect

Here is a story of what to expect during a life insurance exam. Listen to this podcast and learn what your are likely to experience during the medical and underwriting process when applying for a term life or permanent life insurance policy. Transcript: Life Insurance Exam What happens during a paramedical exam for life insurance? […]

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What is Life Insurance and How Does it Work?

Life insurance can be complex, however you can break down life insurance into simpler components. In this video I discuss what is life insurance and how life insurance works. I cover the history of life insurance, who should buy life insurance, how you get life insurance, how much life insurance costs, and what to do […]

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Child Life Insurance : Should You Buy Insurance on Your Kids?

Should You Buy Insurance on Your Kids? I created this video to answer the question and provide tips for knowing if buying life insurance on your children is right for you. Transcript: This is Liran Hirschkorn from ChooseTerm.com, and in this video I'm going to answer the question of "Should you buy life insurance on […]

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Life Insurance with Multiple Sclerosis

It is possible to get approved when applying for life insurance with multiple sclerosis. If you have been declined or quoted very high rates, its very possible that you were not working with the right insurance agency. At ChooseTerm we work with over 30 life insurance carriers and know which ones work best based on […]

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Term Life Rates: What Factors Determine your Term Life Insurance Rates?

Transcript: Hi this is Liran Hirschkorn from chooseterm.com and today i want to talk to you about commercials that you see for life insurance and if you've recently been watching TV you may have seen Met Life has commercials for 14 dollars a month for life insurance. They have the same ads if you Google […]

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SBA Life Insurance: How To Get A Policy When Your Bank Requires It

If you are a small business owner it’s likely that you may have considered getting a small business loan or are considering getting one now. Many business owners get loans directly from their bank, or through the SBA (Small Business Administration) which is a government program that works along with banks to lend money to […]

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