Insurance Blog

Term Life Insurance For Smokers

In this article I will discuss term life insurance for smokers,which life insurance companies have the best rates for smokers, and also discuss how you can lower your rates if you do quit smoking in the future. I’ll also give some examples of rates for term life insurance for smokers and compare pricing between life […]

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Life Insurance Over 50

I frequently get questioned about obtaining life insurance over 50 and whether it is worth the cost.  In today's market life insurance is an essential purchase for just about every individual. Having a life insurance policy not only brings peace of mind, but it can also provide for your family if anything awful were to […]

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Why Take Out 10x Your Salary?

Take a look on the Internet for resources about choosing the amount of life insurance you need to take out, and you'll find some fairly standard answers, but also a lot of ambiguity. Figuring out how much life insurance to get is a fairly complex decision, and one that varies on a case-by-case basis. Still, […]

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Young and Single: 5 Reasons Why You Must Have Life Insurance

I get it. You've never thought about life insurance before. I mean c'mon, you don't have kids, and you're not even married so why would you need to spend dough on something as uncool as life insurance? Here are some reasons why you might just want to. Debt and Student Loans Like most young people […]

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Life Insurance with Hepatitis B

Transcript This is Liran Hirschkorn from ChooseTerm.com and in this video I'm going to talk to you about Life Insurance when you have Hepatitis B and what your options are, coming up in tis video. So, if you have Hepatitis B you can get approved for Life Insurance but it's going to be determined based […]

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Life Insurance for Federal Employees

What is the Federal Employee Group Life Insurance? (FEGLI) The Federal Employee Group Life Insurance is the largest group life insurance in the U.S. The benefit covers over 4 million FederalEmployees.  Understanding your options within FEGLI will allow you to make the best decisions for you and your family. This blog post will cover options for life insurance […]

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Life Insurance for Scuba Divers

Choosing the right life insurance company is important, however if you are a scuba diver it is especially important for you to find the company that will be most favorable to you based specifically on several factors. Here are some tips to get the best rates for life insurance for scuba divers. What Life Insurance […]

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Return of Premium Life Insurance Video

Transcript: This is Liran Hirschkorn from ChooseTerm.com, and in this video I'm going to talk to you a little bit about why return of premium life insurance is not a good idea coming up in this video. So you may have been considering return of premium life insurance. Here's some reasons why I don't think […]

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The Basics of Getting a $500,000 Term Life Insurance Policy

There’s no better time than the present to secure your family’s financial future. Getting a $500,000 term life insurance policy is a great solution for many people, as it is enough to provide your family with the means to maintain their standard of living for at least several years after you’re gone. You can start […]

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Getting Term Life Insurance at age 55 and Up

Are you are 55 years of age or older? If so, you might be looking for a term life insurance policy. While life insurance may seem like an unnecessary expense to some, it is one of the only ways you can be sure that your loved ones will be taken care of after your time […]

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