There is a sense of pride that comes with providing the type of financial support that maintains a sound lifestyle. There is even more honor for the provider who not only plans ahead to protect a legacy that they have worked hard to create, but makes sure loved ones can maintain their security after he […]
Other than skin cancer, breast cancer is the most common type of cancer among American women. I personally know women that have been affected, and if you’re reading this blog post you may have been personally affected or know someone that has. The good news is that survival rates for breast cancer are increasing, and […]
We created a life insurance glossary to help make it easier to understand life insurance terms: Accelerated Benefit – a provision enabling payment of benefits when a terminal or long-term illness occurs Accelerated Death Benefit – a special provision that enables a policyholder diagnosed with a terminal illness to obtain cash advances against […]
Life insurance companies and doctors have different definitions for the term “high cholesterol”. The result is that people often don’t know how their cholesterol will affect pricing for a life insurance policy. On top of that, each life insurance company has its own guidelines for acceptable cholesterol levels; creating even more confusion. In this blog […]
Life insurance confuses most people. There is an astonishing number of myths regarding life insurance, how much you need and who needs it. The vast majority of people prefer to stay away from an overly aggressive insurance agent, so these myths persist. Myth One - If I am breathing, I need life insurance.Life insurance is […]
In this blog post I’ll discuss the most common term life insurance riders that are typically available with most term life insurance companies. I’ll cover whether the rider is usually included in the policy or has an additional fee, I’ll provide some examples of pricing for these term riders, and provide insight into when you […]
If you are looking for a $100,000 term life insurance policy this article will cover your options for getting coverage. I’ll discuss medical vs no medical exam life insurance, which companies have the most affordable term life insurance rates for $100,000 term life insurance, and provide some examples of pricing for a policy. You can […]
You realize you need life insurance. The challenge now is how to buy life insurance. What type to buy, where to buy, and how to know who you can trust. Unfortunately the insurance industry doesn’t always do a great job instilling trust in the eyes of the consumer – we’ve all seen and heard commercials […]
In this article I’ll cover what options you might have if you need to get short term life insurance, and when short term life insurance might be a good option. I’ll also explain what I mean when I say ‘short term’ and give examples of pricing - comparing short and longer term life insurance options. […]
If you have had prostate cancer and need to get life insurance than you really need to work with an impaired risk specialist who knows what they are doing so that you can find out if you can get approved for coverage. Quoting someone after Prostate cancer can be tricky because there are several factors […]