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Life & Health Insurance Medical Exam: What to Expect

Here is a story of what to expect during a life insurance exam. Listen to this podcast and learn what your are likely to experience during the medical and underwriting process when applying for a term life or permanent life insurance policy. Transcript: Life Insurance Exam What happens during a paramedical exam for life insurance? […]

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What is Life Insurance and How Does it Work?

What is Life Insurance and How Does it Work? Life insurance can be complex, however you can break down life insurance into simpler components. In this video I discuss what is life insurance and how life insurance works. I cover the history of life insurance, who should buy life insurance, how you get life insurance, […]

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Child Life Insurance : Should You Buy Insurance on Your Kids?

Should You Buy Insurance on Your Kids? I created this video to answer the question and provide tips for knowing if buying life insurance on your children is right for you. Transcript: This is Liran Hirschkorn from ChooseTerm.com, and in this video I'm going to answer the question of "Should you buy life insurance on […]

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Life Insurance with Multiple Sclerosis

It is possible to get approved when applying for life insurance with multiple sclerosis. If you have been declined or quoted very high rates, its very possible that you were not working with the right insurance agency. At ChooseTerm we work with over 30 life insurance carriers and know which ones work best based on […]

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Term Life Rates: What Factors Determine your Term Life Insurance Rates?

Transcript Hi this is Liran Hirschkorn from chooseterm.com and today i want to talk to you about commercials that you see for life insurance and if you've recently been watching TV you may have seen Met Life has commercials for 14 dollars a month for life insurance. They have the same ads if you Google […]

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SBA Life Insurance: How To Get A Policy When Your Bank Requires It

Life Insurance for Small Businesses   If you are a small business owner it’s likely that you may have considered getting a small business loan or are considering getting one now. Many business owners get loans directly from their bank, or through the SBA (Small Business Administration) which is a government program that works along […]

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Life Insurance for Skydivers

Life Insurance and Skydiving   If you skydive and looking for life insurance, this blog post will cover everything you need to know to find out the options you have for getting life insurance for skydivers. Naturally, skydiving adds an added level of risk to a life insurance company. To understand how life insurance companies […]

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Life Insurance For Mortgage Protection

Transcript:   Hello. This is Liran Hirschkorn, from ChooseTerm.com. I want to talk to you a little bit today about mortgage protection life insurance. If you have recently gotten a mortgage, you are probably thinking about life insurance policy. Most people that to get a mortgage, want to be able to have their spouse or […]

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What Does Suze Orman Say About Life Insurance

Suze Orman has created 12 steps to wealth. Basically, 12 important financial tips that are essential for a healthy financial life. Her steps include getting out of debt, and savings for your children’s education. The 8th step is “insuring your well being”. In this step Suze says that if anyone is relying on you for […]

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Life Insurance for Tobacco Chewers: Saving you $46,560

All Tobacco is Not Created Equal: You know this if you use tobacco dip as opposed to smoking cigarettes. If you  do chew tobacco, or use tobacco dip and paying a smoker rate on your life insurance, you are overpaying for your life insurance policy. If you haven’t yet gotten life insurance, but looking at […]

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