Over the last month large insurance companies have settled with several states to pay out millions of dollars owed on life insurance death benefit claims. Basically several states have sued large insurance carriers and AIG, Prudential, Nationwide and several others have agreed to settle claims that they haven’t done all they could to locate beneficiaries […]
Metlife at $14 a Month? Is This for Real? Get Metlife Insurance Quotes Online Here: If you Google the words "Term Life Quotes" you will see ads like the image above. Unfortunately advertisers such as Met Life advertise that you can get $250,000 of coverage for as low as $14 a month. While they are […]
Transcript Hello. This is Liran Hirschkorn, at ChooseTerm.com. Today, I am talking to people who are young, who might be single and might be students. You might be asking the question, 'Do I need life insurance? I do not have a family that relies on me for income. I do not have a wife, girlfriend, […]
Transcript I am Liran Hirschkorn, from ChooseTerm.com. I want to talk to you today about life insurance for federal employees. If you are a federal employee, you have the FEGLI, or Federal Employee Group Life Insurance. Within the Federal Employee Group Life Insurance, you have a few different options of coverage that you can get. […]
If you recently bought a home and took out a mortgage, you might be thinking about getting a life insurance policy. There are several options to get protection for your family including options that do not require a medical exam, and I’ll go through them in this blog post. Mortgage Protection Life Insurance Some […]
A Magic Formula Does Not Exist Despite what you might read online, there are no magic formulas to how much life insurance you might need. There are basically two methods of figuring out what works best for you. The First Step The first approach to deciding how much insurance you need does not […]
The number of American life insurers has fallen rapidly in recent years, declining by more than 50 percent from the industry's late-1980s peak. Nevertheless, there are still nearly 1,000 agencies operating in the United States today. Thanks to brutal competition between insurers, life insurance shoppers have a dizzying array of seemingly interchangeable policies from which […]
Like most auto insurance products, traditional term life insurance policies confer payouts or refunds to policyholders or their beneficiaries only if certain conditions are met. In the case of auto insurance, policyholders looking for compensation must be able to demonstrate that the covered vehicle has been damaged, destroyed or lost. For their beneficiaries to receive […]
With so many similar policies from which to choose, the process of shopping for life insurance can be overwhelming. It also tends to be highly personal. To secure the best possible deal for themselves and their beneficiaries, the savvy life insurance shopper carefully considers his or her family's needs and purchases protection accordingly. First-time buyers […]
Determining whether you need life insurance is easy. Unless you're nearing retirement and have a great deal of personal savings stowed away, your family needs some amount of protection. However, determining exactly how much insurance to buy can be a complicated affair. While some experts insist that a life insurance policy equal to 10 times […]