Life insurance is a key part of most any financial plan. One reason for this is because the proceeds from a life insurance policy may be used for numerous needs, including the payment of debt, the continuation of ongoing living expenses of the insured's survivors, and/or the payoff of the insured's funeral and other final […]

If you have Crohn’s disease it is very likely that you can get a life insurance policy. Even if you have been declined before, it could be because the agent or insurance company you worked with was not the right fit for you. Not every insurance company offers life insurance with crohn's disease or  wants […]

Despite their simple purpose and straightforward financial structure, life insurance policies may come with an exceedingly complex collection of caveats, riders and coverage exemptions. Life insurance shoppers frustrated by the time-consuming process of vetting individual policies and choosing proper levels of coverage may fail to perform adequate due diligence. In a worst-case scenario, policyholders who […]

Finding the perfect life insurance plan can be a confusing process. When you apply for life insurance, the company is going to review dozens of different factors to decide how much they are going to charge you for protection. They are going to look at everything from your health to your job. One factor that […]

Over 2 million American have an irregular heartbeat. If you have an irregular heart beat and looking to get information on obtaining life insurance coverage this article will let you know what questions you should be ready to answer, so that you can get an accurate quote. The good news is that you typically can […]

Alternatives to smoking tobacco have risen to greater prominence over the past decade, and among them is the increasingly popular electronic cigarette. Even most non-smokers these days are aware of this “E-cigarette” (Electronic Cigarette). Even though these cigarettes only simulate actual smoking tobacco through their own vapor-making devices and many do not actually release any […]

With conflict and violence around the world, I often get asked if Life Insurance policies cover you in an act of war, or in an act of terrorism. I made this video with some information on Life Insurance Exclusions.If you don't feel like reading this post, go on down to the end and watch the […]

Life insurance companies are very interested in your job. When you apply for coverage, it's their mission to determine how much risk that you are for insurance coverage. Depending on your job, they might view you as a high-risk applicant. If that's the case, then you can expect to pay a drastically higher rate for […]

When you apply for life insurance protection, they are going to look at dozens of different factors to determine how much they are going to pay for insurance protection. One obvious factor is your health or any pre-existing health conditions that you have. If you've been diagnosed with cancer, you might assume that you can't […]

There are over 4 million American’s who suffer from Sjogren’s syndrome. 9 out of 10 of those who suffer are women, and Sjorgen’s is 2nd most common autoimmune rheumatic disease. If you suffer from Sjogren’s and are looking for life insurance the good news is that you can get approved for a policy.