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Medical vs. No Medical Life Insurance

Life insurance is one of the most important purchases that you’ll ever make for your loved ones. Life insurance is one of the only ways that you can ensure that your family has the money that they need, regardless of what happens to you. It can be a confusing process starting to decide which type […]

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Why Do I Need Life Insurance?

Life insurance is designed to pay for an individual's funeral costs, debts, taxes and other expenses after his or her death. It is particularly beneficial for young families with children, individuals with dependents or those who want to ensure that they are able to provide for their loved ones even after they are gone. Many […]

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How Does My Health Affect My Ability to Get a Life Insurance Policy?

When you apply for life insurance coverage, the insurance company is going to look at a dozen different factors to determine how much they are going to charge you every month for your life insurance. All of the different factors are going to play a huge role in your premium amounts. Life insurance rates are […]

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Best Life Insurance Companies

Could it really be true that you’ve never heard of some of the best life insurance companies? The answer might surprise you. Although there are a handful of life insurance companies that most people have heard of – such as MetLife, Prudential, Transamerica, or New York Life, it doesn’t necessarily mean they are the best companies for […]

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No Medical Exam Life Insurance

It would be great if buying life insurance was a quick and easy process, but that isn’t always the case. Getting approved for life insurance usually takes about 4-6 weeks and includes getting a medical exam. Sometimes life insurance companies also request your medical records from your doctor. It is for this reason that many […]

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AIG Life Insurance Review

The purchase of life insurance coverage can be a major decision as it relates to your overall financial plan. One reason for this is because life insurance proceeds can mean the difference between loved ones being able to move forward financially or face financial hardship in the future. The proceeds from life insurance coverage are […]

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Primerica Life Insurance Company Review

Life insurance coverage is a key part of most any overall financial plan. One of the biggest reasons for this is because life insurance coverage can provide financial stability to families and other important people in the event of the unexpected. When purchasing a life insurance policy, it is not only important to ensure that […]

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High Risk Life Insurance - Getting Approved for Coverage

If you are looking for high risk life insurance I’ll cover what some of your options are in this article. At ChooseTerm.com we are high risk brokers and experts, so if you would like a customized insurance quote based on your specific health situation, simple fill out the quote form below this paragraph and we […]

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Life Insurance for Type 2 Diabetics

Millions of Americans have Type 2 Diabetes, and even more are unaware that they have the condition. Life insurance for type 2 diabetics does not have to be unattainable – you can get competitive and affordable rates for coverage. In this article I’ll cover some questions we will ask you to provide you with an […]

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Life Insurance with Type 1 Diabetes

When you’re looking to get life insurance coverage, the insurance company is going to look at dozens of different factors when deciding if they should accept your application and how much they are going to charge you for the life insurance protection. One of the biggest factors that the insurance company is going to look […]

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