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Types of Life Insurance Policies

Life insurance is one of the best safety nets you’ll ever buy for your loved ones. It’s one of the only ways you can guarantee your loved ones have the money they need, even if something awful were to happen to you. Not having life insurance is one of the worst mistakes you could make for your loved ones. Without that safety net, your family would be stuck under a mountain of debt and other final expenses, but that’s where your life insurance plan comes in.
When you’re shopping around for life insurance, it’s important you compare all of the different options available. Each kind of life insurance is going to have different pros and cons you’ll need to weigh based on your insurance needs. It can be confusing and frustrating trying to find the perfect plan for you, but that’s why we are here to help. It’s our mission to ensure you’re getting the best plan available. This post (and the video below) are going to look at some of the main types of plans and the benefits of these policies.
In the video below I discuss the different types of life insurance policies that you may be considering and which may be the right choice for you.
There are three main categories of life insurance. Each of them is slightly different in the coverage they provide and how much they cost. (more…)

When you’re shopping for life insurance, there are dozens of different factors that you need to consider to ensure that you’re getting the best rates possible. Because life insurance is one of the most important purchases that you’ll ever make, it’s vital that you make the best choice for you and your loved ones. (more…)

Life insurance is the best investment you’ll ever make for your loved ones. It’s one of the few ways you can ensure that your family has the money they need, regardless of what happens. When you shop for life insurance, there are several factors you need to consider to ensure you’re getting the best rates possible.
When you apply for life insurance, the company is going to review dozens of factors to determine how much they are going to charge you for insurance protection. One of the most important factors they are going to review is your health. If you have Crohn’s disease, you might be worried about getting declined for life insurance coverage. Don’t worry, it’s possible to get quality and affordable life insurance protection, even with a pre-existing condition.   (more…)

Life insurance is one of the most important purchases that you’ll ever make for your loved ones. It’s one of the best ways to ensure that your family has the coverage and money that they need, even if something awful were to happen to you.
When you apply for life insurance, the company is going to look at dozens of factors to determine if they will accept you for protection. One of those factors is your health and any pre-existing health conditions that you may have.
Every year, there are over a half a million people that have a heart stent surgery. Those people might have been declined for life insurance or have been given insurance quotes that are through the roof. If you’re one of them, don’t assume that you can’t be approved for an affordable policy. There are a couple of different things that you can do to improve your chances of getting life insurance at reasonable rates. (more…)

Life insurance is a key part of most any financial plan. One reason for this is because the proceeds from a life insurance policy may be used for numerous needs, including the payment of debt, the continuation of ongoing living expenses of the insured's survivors, and/or the payoff of the insured's funeral and other final expenses.
Before purchasing a life insurance policy, it is important to first get some information about the insurance company that you are buying the coverage through so that you can determine whether or not the insurer is strong and stable financially, and whether it has a good, positive reputation for paying out its claims.
One insurance company that meets these criteria is Globe Life and Accident Insurance Company (or simply, Globe Life) - where just one dollar can purchase up to $50,000 in good, quality life insurance coverage, with no medical exam, and no waiting period for the coverage to begin. (more…)

Finding the perfect life insurance plan can be a confusing process. When you apply for life insurance, the company is going to review dozens of different factors to decide how much they are going to charge you for protection. They are going to look at everything from your health to your job.
One factor that they will review is your criminal records, and if you've been convicted in the past, it could play a huge role in your life insurance search. It's important that you understand the different factors of your life insurance and find the best plan to protect your loved ones. (more…)

With conflict and violence around the world, I often get asked if Life Insurance policies cover you in an act of war, or in an act of terrorism. I made this video with some information on Life Insurance Exclusions.If you don't feel like reading this post, go on down to the end and watch the video.
When you're looking at buying life insurance, it's important that you get the perfect plan possible. Every year, I get a lot of questions about life insurance payouts and cases when a life insurance company wouldn't pay the face value of the plan. Some applicants are worried about something happening to them, and their family not getting the money that is owed to them. This article is going to look at some of the rare cases in which your family won't get the money from the life insurance protection. (more…)

Life insurance companies are very interested in your job. When you apply for coverage, it's their mission to determine how much risk that you are for insurance coverage. Depending on your job, they might view you as a high-risk applicant. If that's the case, then you can expect to pay a drastically higher rate for your life insurance coverage. There are hundreds of jobs that could put you in the "high-risk" category, and one of those is being a helicopter pilot.
If you're a pilot of any kind, you can expect to pay more for your insurance protection, but that doesn't mean that you have to pay a fortune for your insurance coverage every month. There are a couple of ways that you can secure lower rates and keep more money in your pockets.
This article is going to look at the different options for life insurance and ways that you can get cheaper rates. Making a few changes could save you thousands of dollars every year. Life insurance is one of the most important investments that you'll ever make for your loved ones. It's one of the few ways that you can ensure that your family has the money that they need, even if something tragic were to happen to you. (more…)

When you apply for life insurance protection, they are going to look at dozens of different factors to determine how much they are going to pay for insurance protection. One obvious factor is your health or any pre-existing health conditions that you have. If you've been diagnosed with cancer, you might assume that you can't get life insurance coverage. In most cases, that isn't true. Regardless of your health or any complications, it's possible to get insurance protection. Not having life insurance is one of the worst mistakes that you could ever make for your loved ones.
Life insurance is one of the most important purchases that you'll ever make for your loved ones. Not having life insurance is one of the worst mistakes that you could make for your loved ones. If something tragic were to happen to you, and you didn't have coverage, your family would be stuck with a massive amount of debt and other final expenses.
When you're shopping for life insurance coverage, it's important that you understand all of the different factors to ensure that you're getting the best plan available. (more…)

If you're reading this blog post, you might be thinking about getting a life insurance policy, and may be wondering what you can expect, since you have diabetes.
Life Insurance With DiabetesIn this blog post I will provide you information that will help you get the best price on life insurance with diabetes and potentially save you time and heartache.
Life insurance is one of the most important safety nets that you can purchase for your loved ones. It’s vital that you give them the protection that they deserve. If something tragic were to happen to you, your life insurance plan will make the process easier.
If you’re been diagnosed with diabetes, you may think it’s impossible to find an affordable life insurance plan, but that couldn’t be further from the truth. Yes, you may pay more for coverage, but there are still several ways that you can find the perfect life insurance plan for you. (more…)