High Risk
Learn about types of high risk life insurance: SMOKERS Cigar Smoker E-Cigarette Smoker Marijuana Smoker Medical Marijuana Users Smokers Smoking Quitters Tobacco Chewers PERSONAL RECORDS Criminal Record Driving Record DUI CAREER Skydivers Racecar Drivers Scuba Divers Unemployed Spouses
Life Insurance with a Criminal Record
Finding the perfect life insurance plan can be a confusing process. When you apply for life insurance, the company is going to review dozens of different factors to decide how much they are going to charge you for protection. They are going to look at everything from your health to your job. One factor that […]
E-Cigarettes and Life Insurance— Why Prudential is the Logical Choice
Alternatives to smoking tobacco have risen to greater prominence over the past decade, and among them is the increasingly popular electronic cigarette. Even most non-smokers these days are aware of this “E-cigarette” (Electronic Cigarette). Even though these cigarettes only simulate actual smoking tobacco through their own vapor-making devices and many do not actually release any […]
Best Term Life Insurance Rates for Cigar Smokers
If you are looking for the best term life insurance rates for cigar smokers, this guide will provide you with the underwriting guidelines of some of the top term life insurance companies and how to get the best rates. The good news is that you can get non-tobacco rates if you only smoke cigars and […]
Life Insurance for Marijuana Smokers | How To Buy Coverage At Lower Rates
Over 20 million adult Americans use marijuana at least once per year. If you have found this blog post, perhaps you are one of those Americans who uses marijuana either occasionally or frequently, and would like to know how this will affect you as far as life insurance rates go. The good news is that […]
High Risk Life Insurance – Getting Approved for Coverage
If you’re looking for high risk life insurance, I’ll cover some of your options in this article. At ChooseTerm.com, we’re high-risk brokers and experts, so if you would like a customized insurance quote based on your specific health situation, fill out our quote form. Otherwise, keep reading for more information. High Risk Life Insurance: What […]
Term Life Insurance For Smokers
In this article I will discuss term life insurance for smokers,which life insurance companies have the best rates for smokers, and also discuss how you can lower your rates if you do quit smoking in the future. I’ll also give some examples of rates for term life insurance for smokers and compare pricing between life […]
Life Insurance for Scuba Divers
Choosing the right life insurance company is important, however if you are a scuba diver it is especially important for you to find the company that will be most favorable to you based specifically on several factors. Here are some tips to get the best rates for life insurance for scuba divers. What Life Insurance […]
Life Insurance for the Unemployed Spouse
Many married couples have only one working spouse, be it through personal choice, job climate hardship, disability or other reasons. When the subject of life insurance comes up for these couples, it often only pertains to securing the family’s future should the working spouse pass. While replacing that spouse’s income is certainly very important in […]
Can Racecar Drivers Get Life Insurance?
This is a common question in the racing community. Racecar drivers put themselves in high-risk situations for a living. In addition to the obvious risk of becoming injured in crashes, drivers are prone to blood clots and other illnesses from spending so much time seated with little movement. Breathing in the fumes from the driving […]